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          <p><span>支付产品分类</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">1.</span><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">快捷支付</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">：用户在完成绑卡之后，在支付的时候，不需要再输入卡或者身份</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">信息，仅需要输入支付密码就可以完成支付。一般快捷支付产品是通过封装银</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">行或者第三方支付平台提供的快捷支付接口或者代付接口来实现的。</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">2.</span><span style="font-family:'PingFangSC-Medium', 'PingFang SC Medium', 'PingFang SC';font-weight:500;">协议支付</span><span style="font-family:'PingFangSC-Regular', 'PingFang SC';font-weight:400;">：协议支付也称代收或者代扣，代收指渠道授权商户可以从用户的</span></p><p><span style="font-family:'PingFangSC-Regular', 'PingFang SC';font-weight:400;">银行账户中扣款，一般用于定期扣款，不用于日常消费。比如水电煤气、有线</span></p><p><span style="font-family:'PingFangSC-Regular', 'PingFang SC';font-weight:400;">电视费。协议支付是通过封装银行、第三方支付提供的代扣或者快捷接口来实现。</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">3.</span><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">平台支付</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">：使用微信、支付宝等第三方支付平台来完成支付。使用时，一般</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">需要用户预先安装支付平台系统（手机上），注册并登录到第三方支付平台，</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">并且已经在该平台上完成绑卡等操作。</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">4.</span><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">账户支付</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">：也成为余额支付、零钱支付等。指为用户建立本地账户， 支持充</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">值，之后可以使用这个账户来完成支付。</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">5.</span><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">信用支付-待定</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">：如京东的白条，蚂蚁花呗等，指使用信用账户进行透支，类似信</span></p><p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">用卡支付。</span></p>
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          <p><span style="font-family:'ArialMT', 'Arial';font-weight:400;">6.</span><span style="font-family:'Arial-BoldMT', 'Arial Bold', 'Arial';font-weight:700;">代付</span><span style="font-family:'ArialMT', 'Arial';font-weight:400;">：代付是平台将钱打给用户</span></p>
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